AAIR: Advanced in AI Risk

By Isaca · Question Mode

QuestionQ56

VerifiedAI Life Cycle Risk Management

A credit-scoring AI solution shows consistently declining accuracy even though its input distributions have not changed. Which of the following represents the GREATEST risk a risk practitioner should consider?

Explanation

Concept drift occurs when the relationship between model inputs and the outcome changes even if the input distribution remains stable. It can degrade credit-scoring performance and lead to faulty lending or credit decisions.

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