QuestionQ15

Design and implement optimal solutions for Adobe Commerce to meet business needs

A small-business representative requires an Adobe Commerce Architect to create a custom integration for a third-party payment solution. They want to minimize the controls identified in their Self-Assessment Questionnaire as much as possible in order to achieve PCI compliance for their current Magento application.

Which approach satisfies the business requirements?

  • A Utilize the Advanced Encryption Standard (AES-256) algorithm to encrypt all customer-sensitive data from the payment module.
  • B Utilize the payment provider iframe system to isolate content of the embedded frame from the parent web page.
  • C Utilize a trusted signed certificate issued by a Certification Authority (CA) to secure each connection made by the payment solution protocol via HTTPS.
Explanation

Embedding the payment provider’s payment page in an iframe isolates the card-data capture elements from the merchant’s Magento application and lets the PCI DSS-compliant provider accept and process the payment data. When all payment-page elements originate directly from that provider, the merchant may qualify for the smaller SAQ A scope, subject to all applicable eligibility criteria. Encryption and HTTPS protect data but do not eliminate the merchant application’s handling of payment data or its associated PCI obligations.

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