CIPP/US: Certified Information Privacy Professional/United StatesDemo

By IAPP · Question Mode

QuestionQ24

Federal Privacy Laws

Based on the scenario, which legislation should relieve Noah’s concern about his credit report after he applied at Arnie’s Emporium?

  • A The Privacy Rule under the Gramm-Leach-Bliley Act (GLBA).
  • B The Safeguards Rule under the Gramm-Leach-Bliley Act (GLBA).
  • C The Disposal Rule under the Fair and Accurate Credit Transactions Act (FACTA).
  • D The Red Flags Rule under the Fair and Accurate Credit Transactions Act (FACTA).
Explanation

The FACTA Disposal Rule requires employers and other users of consumer reports to take reasonable measures to securely dispose of consumer-report information when it is no longer needed, preventing unauthorized access or use. This addresses the risk of Noah’s employment-related credit report being left unsecured. FTC: Disposal of Consumer Report Information and Records

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