CIPP/US: Certified Information Privacy Professional/United StatesDemo

GLBA’s annual privacy-notice exception applies to a financial institution that limits disclosures of customers’ nonpublic personal information to disclosures that do not trigger an opt-out right and that has not changed its information-disclosure policies and practices from those stated in its most recent privacy notice. A credit union with no changes to its privacy notice satisfies the stated no-change condition for that exception, assuming its disclosures also meet the limited-sharing condition.