CCAR-P: Claude Certified Architect — Professional

Question

A loan pre-qualification assistant produces approval recommendations that agree with the human underwriter’s decision 94 percent of the time. The fairness team has evaluated approval-rate parity across protected groups and found no significant difference. A board member asks whether this evidence is enough to declare the assistant fair.

Which two Discernment-competency findings should you report? Each correct answer provides part of the solution. (Select two.)

Choose two

Explanation

Approval-rate parity alone does not determine whether error rates, such as false-positive or false-negative rates, are comparable across protected groups. Agreement with human underwriters also does not prove fairness, because the assistant can learn and perpetuate bias embedded in the human decisions used as its reference.

CCAR-P: Claude Certified Architect — Professional

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